If accepted by The Student Guarantor's payment provider, you can pay in instalments (typically a 'pay in 3' option). Whether you are offered instalments depends on factors outside our control, such as your issuing bank, the currency you're paying in, and your geography. Most customers are offered this option. If you are not offered instalments, you must pay the full fee. Payment is not required until after the guarantor contract is signed; only the £10 application fee is paid upfront.